Zero Percent Credit Cards with Best Sign Up Bonus Offers 2016
- April 11, 2016
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Cash sign up bonus offers you the most value if you are going to use your credit card for purchases frequently. Most credit cards will require you to meet a minimum spending requirement before they will give you a sign up bonus. Besides the minimum purchase requirement, there may be other types of requirements you need to meet. Our friends from BestCreditCards2016.net put the list of six types of credit cards that offer the best sign up bonus offers in 2016.
1. Chase Freedom
Chase Freedom will give you a bonus worth $150 if you meet the minimum purchases of $500 in the first 3 months. You can receive a 5% cash back when you spend at least $1,500 in bonus categories With Chase Freedom, you can enjoy a 0% APR for up to 15 months. Most importantly, the cash back rewards will not expire.
2. CapitalOne QuickSilver Cash Rewards Credit Cards
CapitalOne QuickSilver Cash Rewards Credit Cards will offer you a one hundred dollars cash bonus when you make a purchase of at least $500 in the first 3 months. You also get 1.5% cash back every time you spend money with your card, There is no expiry for the cash back and you can earn as much cash back as you want. Their offer of 0% APR will last until January 2017.
3. Capital One Venture Rewards Credit Card
Capital One Venture Rewards Credit card allows you to earn 2x miles for every dollar you spend. You get to enjoy a one time bonus of 40,000 miles which is equivalent to $400 when you spend $3,000 in the first 3 months. It does not limit you on the number of miles you can earn and the miles do not expire. It does not charge any foreign transaction fee and they first year’s annual fee is waived.
4. Discover it
Discover it offers you twice the amount of cash back at the end of the first year. This bonus offer applies to new card members. You can earn 5% cash back on gas, dining, DIY and other categories. Discover it is suitable to be used for balance transfer as it offers 0% APR for balance transfer for up to 1 year. It features the Freeze It on/off switch that does not allow new purchases to be placed on missing card.
5. Amex Premier Rewards Gold
Amex Premier Rewards Gold card gives you the chance to earn 25,000 rewards points when you spend $2000 in the first 3 months. You can earn 3x points when you purchase air ticket from the airlines directly and 2x points when you dine at selected restaurants in the USA. Other additional benefits are $100 airline fee and $100 baggage fee. The Amex Premier Rewards Gold card charges zero fee for the first year and $195 afterwards.
6. Capital One Spark Cash for Business
Capital One Spark Cash for Business offers a one time $500 cash bonus for anyone who spend a minimum of $4,500 in the first 3 months. It does not charge any annual fee for the first year but you have to pay $59 for the subsequent years. It does not charge any foreign transaction fee and you can redeem your cash at anytime. The cash rewards do not have any expiry and you can earn the cash reward on any category of purchases.
Its important to note that sign up bonus vary across different credit cards but most work just about the same way. If you are signing up a card for the cash bonus, make sure you check the requirements so that you know whether you can qualify.